“Our Kids Called It ‘Their Money’ – Here’s the Reality Check We All Needed”

My husband Tom and I have always believed in living simply but meaningfully.

After decades of careful saving from Tom’s engineering career and my nursing work, we finally reached retirement ready to enjoy quiet joys – until our doctor suggested something bold.

“An out-of-state vacation might do you both good,” Dr. Phillips said during our checkup last month. I could almost see Tom’s practical Midwestern mind calculating costs, but to my surprise, he squeezed my hand. “Let’s find a nice beach motel, Margie. We’ve earned some salt air.”

Three days later, we booked a charming Florida inn with wicker rockers on the porch.

Excited as newlyweds, we called our children in Chicago.

“Your father’s finally using that AAA membership!” I laughed to Emma, our sensible CPA daughter.